Accident & Health
Group Accident Insurance
Group accident insurance allows employers to provide their employees with added protection to meet each employee’s individual needs without increasing the overall benefits costs to the employer. Designed to complement the employee’s existing medical coverage, group accident insurance helps to minimize out-of-pocket expenses such as deductibles, co-payments, and other non-covered medical services.
Many people do not have adequate savings to cover the out-of-pocket expenses that result from a significant accident. As a result, these individuals find themselves struggling to recover both the physical and financial from such an accident. A group accident insurance plan helps to reduce the employee’s financial burden caused by an accident, helping them to focus on their recovery and return to work quicker.